Equifax Review

 

Overview

 

Equifax, one of the three major credit bureaus (Equifax, Experian, and TransUnion), offers a wide range of services, including identity theft protection and insurance. Their identity theft service, ID Patrol, offers a range of fine services guaranteed to protect you when the time comes. As a major credit bureau, they have 100% access to your credit history, and they will send you an annual credit report of all three credit bureaus as well as give you access to an unlimited number of credit reports from their own agency.

 

Unlike other services, Equifax doesn't include services like telemarketing list removal, full family coverage, and e-mail support. Compared to other ID theft services, Equifax is slightly lacking. However, this company makes up for it with unlimited access to your credit history, which is something no other company can offer. Overall, Equifax ID Patrol is a good service to try out.

 

Reputation

 

Being in the credit business since 1899, Equifax is an established company you can trust. Their customers have given Equifax a range of reviews, however the majority of them are positive. This company is definitely one you can depend on with a long history of satisfaction. However, their BBB record isn't as clean as we hoped.

 

Security

 

Reputation isn't enough without good security. ID Patrol™, the identity theft service Equifax is offering, allows you to control access to your credit file, and it alerts you whenever suspicious activity has been reported. This is all done real time by their software, giving you an edge in identity theft detection. This service also scans the Internet for your personal and financial information, and if your information is found on one of these websites selling personal information, you will be alerted immediately so you can take appropriate action.

 

With comprehensive credit file monitoring from Equifax, Experian, and TransUnion, criminals will have a difficult time abusing your private information. You can get Unlimited Equifax Credit Reports™, which allows you to constantly check to make sure all is good. In times of identity theft, Equifax will freeze your credit and immediately contact other credit bureaus to protect your credit and identity.

 

Recovery

 

Equifax offers $20,000 insurance to help you recover your credit and identity on the rare occasion of your identity being stolen. With their trained credit recovery team, they will work along-side you to fixing your credit and preventing identity theft from happening in the same way again.

 

Customer Service

 

Equifax offers 24/7 assistance with a fraud specialist, and whatever help you need you can get the answer for immediately. They also have an online membership center, where you can get answers to any questions you may have.

 

Discounts and Pricing

 

Currently there are no ongoing promotionals for Equifax. They are charging $14.95/month, compared to LifeLock which is $9.00/month. Click here for further details on Equifax.

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